Your team is spending up to 20 hours extracting data from a single loan agreement. There is a better way.
Smartflow processes a 500-page credit agreement in under 5 minutes, extracts 200+ structured fields, and links every data point back to its source clause — deployed entirely within your own environment.
The Problem
Every new commercial loan starts with a manual marathon. Operations teams read through hundreds of pages of legal text, extract dozens of fields by hand, re-enter them into core banking systems, and hope nothing was missed. Covenant schedules go into spreadsheets. Monitoring is reactive. When a breach surfaces, it is often weeks after it first became detectable — and reconstructing the audit trail means chasing email threads and file versions.
This is not a process problem. It is a capability gap. The volume of data inside a credit agreement is too large and too unstructured for manual handling to be reliable at scale.
The Solution
- Automated extraction at scale — Smartflow reads and structures 200+ fields from any APLMA or LMA credit agreement in under 5 minutes. Borrower details, facility terms, pricing, conditions precedent, and party information — all extracted and ready for review.
- Evidence-linked provenance — Every extracted field is linked directly to the source clause in the original document. Operations officers review confident outputs, not guesswork. Human-in-the-loop review takes accuracy from 90%+ to 95%+.
- Edge deployment, your data stays with you — Smartflow runs inside your own infrastructure. No data leaves your environment. No cross-bank data commingling. No external exposure. ISO 27001 aligned, MAS and HKMA compatible.
Proof Points
| What | Result |
|---|---|
| Extraction speed | 200+ fields from a 500-page agreement in under 5 minutes |
| Automated accuracy | 90%+ on structured field extraction |
| Post-review accuracy | 95%+ with Human-in-the-Loop workflow |
| Onboarding time reduction | From 2 weeks to approximately 2 hours end-to-end |
| Ops capacity freed | 65–80% of manual processing time reallocated to higher-value work |
Why Smartflow
- Loan-specific AI — Built for the complexity of APLMA and LMA syndicated loan agreements, not a generic document reader. Field coverage and accuracy reflect the legal-financial depth of the instrument.
- LoanIQ native integration — Extraction outputs push directly into Finastra LoanIQ without custom middleware, making deployment fast and operationally clean.
- Data sovereignty by design — Edge deployment is not an option — it is the default. Your documents, your infrastructure, your control. This is a core architectural commitment, not a configuration setting.
Call to Action
Let's run a pilot with your documents. 8–12 weeks, scoped to your highest-volume use case, with measurable outcomes you can take to your leadership team.
Contact your Smartflow representative or reach us at smartflow@marketnode.com
Smartflow is built and operated by Marketnode, a Temasek and SGX joint venture, deploying AI for regulated financial markets across APAC.