Your loan documents should never leave your environment. With Smartflow, they never do.
Smartflow deploys entirely within your own infrastructure — no data transmitted to external systems, no cross-bank data commingling, full audit-grade provenance. Built for the data sovereignty requirements of regulated APAC banks.
The Concern
CTO and CISO leaders at APAC banks hear "AI for loan documents" and have an immediate and legitimate concern: where does our data go?
Conventional SaaS AI platforms process your data on shared cloud infrastructure. That means:
- Loan agreements containing commercially sensitive terms leave your environment.
- Data is processed alongside data from other banks on shared compute.
- You do not control where your documents are stored, processed, or retained.
- Audit requests require you to reconstruct data flows you do not fully own.
For regulated financial institutions, this is not acceptable. MAS Technology Risk Management Guidelines and HKMA Operational Resilience requirements demand data residency controls that shared SaaS platforms cannot credibly satisfy.
The Solution
- Edge deployment within your infrastructure — Smartflow is deployed as a contained environment inside your own data centre or private cloud. Processing happens on your compute. No data traverses external network boundaries.
- Single-tenant isolation — Every Smartflow deployment is fully isolated. There is no shared infrastructure with other banks. Your loan data is not accessible to other clients under any circumstances.
- Audit-grade provenance, field by field — Every extracted field is linked back to its source clause in the original document. Every action is logged. Every review session is captured. When your auditors ask how a field value was determined, the answer is one click away.
Data Flow
┌─────────────────────────────────────────────────────────┐
│ YOUR BANK ENVIRONMENT │
│ │
│ [Document Upload] ──▶ [Smartflow Engine] ──▶ [Review] │
│ │ │
│ ▼ │
│ [LoanIQ / Core System] │
│ │
│ ─────────────── BANK BOUNDARY ──────────────────────── │
│ │
│ No data crosses this line. │
└─────────────────────────────────────────────────────────┘
All document ingestion, AI processing, extraction, review, and export occurs within the bank boundary. Marketnode does not have access to your data. No loan documents are transmitted externally.
Proof Points
| Requirement | Smartflow Approach |
|---|---|
| Data residency | 100% within your designated environment |
| Cross-bank isolation | Single-tenant by design — no shared infrastructure |
| Regulatory alignment | ISO 27001 aligned; SOC2 Type II available on request |
| MAS / HKMA / APRA | Deployment model compatible with APAC regulatory guidelines |
| Access control | Role-based, SSO-compatible, fully configurable |
| Audit trail | Field-level provenance and session logging for all extraction activity |
Why Smartflow
- Edge deployment is the default, not an option — Smartflow was designed from the ground up for regulated environments. Data sovereignty is an architectural commitment, not a premium tier or configuration setting.
- No Marketnode access to your data — Marketnode engineers cannot access your loan documents. Support and updates are delivered via controlled mechanisms that do not expose client data.
- Designed for APAC regulatory requirements — MAS TRM, HKMA ORMT, and APRA CPS 234 alignment is built into the deployment model. Your compliance and IT security teams will find the architecture familiar and auditable.
Call to Action
Ask us for our security architecture overview and deployment checklist. We will walk your IT and CISO team through the deployment model — and answer every question about where your data goes (answer: nowhere outside your boundary).
Contact your Smartflow representative or reach us at smartflow@marketnode.com
Smartflow is built and operated by Marketnode, a Temasek and SGX joint venture, deploying AI for regulated financial markets across APAC.