Battlecard — Smartflow vs. Manual Process
The primary competitive scenario is not another vendor. It is the status quo. Your job is to make the cost of inaction visible.
The primary competitive scenario is not another vendor. It is the status quo. Your job is to make the cost of inaction visible.
Smartflow automatically extracts covenant thresholds and testing logic from credit agreements, calculates compliance ratios, and predicts breaches 30–90 days before they occur — replacing spreadsheet-based monitoring with proactive intelligence.
Smartflow deploys entirely within your own infrastructure — no data transmitted to external systems, no cross-bank data commingling, full audit-grade provenance. Built for the data sovereignty requirements of regulated APAC banks.
Smartflow automates data extraction from credit agreements — 200+ fields in under 5 minutes — and pushes verified outputs directly into LoanIQ. Onboarding time drops from 2 weeks to approximately 2 hours.
Smartflow processes a 500-page credit agreement in under 5 minutes, extracts 200+ structured fields, and links every data point back to its source clause — deployed entirely within your own environment.
Use this model to quantify the efficiency and risk impact of Smartflow for a specific prospect. Fill in the input variables from discovery conversations. Present the output as a directional estimate — not a guarantee.