Smartflow Terminology Glossary

Product Terms

DIP: Document Intelligence Platform, Smartflow's core capability layer for ingesting, extracting, structuring, and validating content from loan documents.
Extraction: The process of identifying and structuring target data fields from source documents.
Confidence Score: A model-derived certainty indicator for extracted fields used to guide review prioritization.
Provenance: The traceable link from extracted output or answer back to specific source text.
HITL: Human-in-the-loop review workflow used to validate or correct machine outputs.
Golden Record: A reconciled, trusted dataset assembled from multiple data sources.
Data Quality Score: A quantitative score (0-100%) indicating completeness, consistency, and rule conformance of data.

Syndicated Loan: A loan provided by a group of lenders to a single borrower under a shared agreement.
Facility Agent: The administrative agent coordinating operational obligations across lenders and borrower.
Covenant: A contractual obligation or financial threshold the borrower must satisfy.
Benchmark Terms: Market standard clauses or ranges used to compare deal structures.
APLMA / LMA / LSTA: Industry associations that publish standard syndicated loan documentation conventions.
LoanIQ: Finastra's loan servicing platform used by many institutional lenders.
Credit Agreement: Primary legal contract defining loan economics, obligations, and protections.
Term Sheet: Preliminary commercial summary of key deal terms.
Amendment: A formal change to an executed agreement.

BMT: Benchmark Terms Validation.
MAS: Monetary Authority of Singapore.
HKMA: Hong Kong Monetary Authority.
APRA: Australian Prudential Regulation Authority.
RODS: Regulatory reporting data submission framework referenced in MAS contexts.
SFTP: Secure File Transfer Protocol.
SSO: Single Sign-On.